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.dialog{width:min(670px,calc(100% - 32px));max-height:calc(100dvh - 40px);background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:24px;padding:26px 32px;box-shadow:0 25px 100px #0003}.dialog::backdrop{background:#11121a66;backdrop-filter:blur(8px)}.dialog-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}.dialog-brand{font-size:23px;font-weight:800;letter-spacing:-.04em}.dialog-brand b{color:var(--accent)}.dialog h2{font-size:32px;margin-bottom:18px}.dialog p{font-size:16px;line-height:1.8;color:var(--muted)}.dialog .dialog-label{font-size:13px;color:var(--accent);font-weight:600;margin-bottom:10px}.dialog-list{padding-left:21px;font-size:15px;line-height:2;color:var(--muted);margin-block:20px}.dialog-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.dialog .dialog-note{border-top:1px solid var(--line);padding-top:18px;margin-top:23px;font-size:12px}.dialog-input{width:100%;border:1px solid var(--line);border-radius:12px;padding:14px 16px;background:var(--bg);color:var(--ink);font-size:16px;margin-top:15px}.dialog textarea{min-height:110px;resize:vertical}.dialog-field-label{display:block;font-size:14px;font-weight:600;margin-top:21px}.dialog-product-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:20px}.dialog-product-grid button,.dialog-product-grid a{background:none;border:1px solid var(--line);border-radius:12px;text-align:left;padding:16px;font-size:14px;font-weight:600}.dialog-product-grid button:hover,.dialog-product-grid a:hover{border-color:var(--accent);color:var(--accent)}.dialog-product-grid small{display:block;font-size:12px;color:var(--muted);margin-top:6px;font-weight:400}.legacy-dialog-list{max-height:45vh;overflow:auto;margin-top:20px}.legacy-dialog-list a{display:block;padding:15px 0;border-bottom:1px solid var(--line);font-size:14px}.legacy-dialog-list a:hover{color:var(--accent)}.legacy-dialog-list small{display:block;font-size:12px;color:var(--muted);margin-top:5px}.empty-result{padding:15px 0}.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:var(--ink);color:var(--bg);padding:14px 22px;border-radius:12px;max-width:calc(100% - 32px);font-size:14px;z-index:20}.toast[hidden]{display:none}
.header-phone{font-size:14px!important;font-weight:700;color:var(--ink)!important;white-space:nowrap}.header-email{white-space:nowrap}.header-socials,.footer-socials{display:flex;align-items:center;gap:7px}.header-socials a,.footer-socials a{display:flex;align-items:center;justify-content:center;width:29px;height:32px;border-radius:7px;color:var(--muted)}.header-socials a:hover,.footer-socials a:hover{color:var(--accent);background:var(--tint)}.header-socials .icon,.footer-socials .icon{width:19px;height:19px;flex-basis:19px}.header-socials{margin-left:auto}.service-inner .header-calc{display:flex;align-items:center;gap:7px;font-size:12px;white-space:nowrap}.header-calc .icon{width:17px;height:17px;flex-basis:17px}.account-button{display:flex;align-items:center;justify-content:center;gap:9px;border:1px solid var(--line);border-radius:12px;background:transparent;min-height:44px;padding:10px 14px;font-size:13px;font-weight:600;white-space:nowrap}.account-button:hover{border-color:var(--accent)}.account-button .icon{width:19px;height:19px;flex-basis:19px}.analytics-section{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center;padding:0 0 80px}.analytics-heading h2{font-size:45px}.analytics-heading p{font-size:16px;color:var(--muted);line-height:1.8;margin:24px 0 27px;max-width:470px}.analytics-topics{display:flex;flex-direction:column}.analytics-topics>:is(button,a){background:none;border:0;border-bottom:1px solid var(--line);padding:23px 0;display:flex;align-items:center;gap:23px;text-align:left}.analytics-topics>:is(button,a):first-child{padding-top:0}.analytics-topics>:is(button,a):hover strong{color:var(--accent)}.analytics-topics .icon{width:29px;height:29px;flex-basis:29px;color:var(--accent)}.analytics-topics strong{font-size:18px;font-weight:600;letter-spacing:-.025em}.analytics-topics small{display:block;font-size:14px;color:var(--muted);margin-top:7px}.footer-top{grid-template-columns:1.05fr .9fr 1.05fr .85fr 1.15fr;gap:27px}.footer-top button{display:block;border:0;padding:0;background:none;text-align:left;font-size:13px;color:var(--muted);margin-top:11px;line-height:1.65}.footer-top button:hover{color:var(--accent)}.footer-contacts .footer-phone{font-size:16px;font-weight:700;color:var(--ink);white-space:nowrap}.footer-contacts p{font-size:12px;color:var(--muted);margin-top:14px}.footer-socials{margin-top:17px;gap:9px}.footer-socials>a{margin:0}.footer-services{display:flex;justify-content:space-between;align-items:center;gap:25px;border-top:1px solid var(--line);padding-block:25px;font-size:12px;color:var(--muted)}.footer-services>div:first-child{display:flex;flex-wrap:wrap;align-items:center;gap:17px}.footer-services>div:first-child>span{font-weight:600;color:var(--ink)}.footer-services a:hover{color:var(--accent)}.payment-methods{display:flex;gap:16px;align-items:center;flex-wrap:wrap}.payment-logo .icon{width:42px;height:27px;flex-basis:42px}.payment-logo.visa{color:#1434cb}html[data-theme=dark] .payment-logo.visa{color:#cad4ff}.payment-logo.mastercard img{display:block;width:50px;height:36px;object-fit:contain}.payment-caption{font-size:12px;max-width:155px}.footer-bottom button{border:0;padding:0;background:none;font-size:12px;color:var(--muted)}.footer-bottom button:hover{color:var(--accent)}.footer-bottom>span:last-child{margin-left:auto}.footer-bottom>a{margin-left:0}.account-form{display:flex;flex-direction:column;gap:22px;margin-top:26px}.account-form md-filled-button{align-self:flex-start}.account-extra{display:flex;justify-content:space-between;gap:20px;margin-top:20px;font-size:14px;color:var(--muted)}.account-extra a:hover{color:var(--accent)}
@media(min-width:1500px){.container{width:min(1300px,calc(100% - 96px))}h1{font-size:73px}.hero-grid{gap:75px;padding-top:82px}.protection-panel{padding:34px}}
@media(max-width:1150px){.main-nav{display:none}.header-actions{margin-left:auto}.menu-toggle{display:inline-flex}.hero-grid{gap:30px}h1{font-size:55px}.hero-description{font-size:17px}.protection-panel{padding:24px}.hero-benefits>div{font-size:12px}.product-grid{grid-template-columns:repeat(3,1fr)}.marketplace-grid{gap:50px}.business-card,.reinsurance-card{padding:29px}.business-card h3,.reinsurance-card h3{font-size:30px}.assistant-section{gap:35px;padding:32px}.international-section{grid-template-columns:1fr;gap:35px}.country-domain{font-size:12px}.about-grid{gap:50px}.journal-list h3{font-size:21px}}
@media(max-width:850px){.container{width:calc(100% - 40px)}.service-note{display:none}.service-inner{gap:18px}.service-inner>a{margin-left:auto}.header-inner{height:76px}.hero-grid{grid-template-columns:1.1fr .9fr;gap:20px;padding-top:45px}h1{font-size:45px}.hero-description{font-size:16px}.hero-overline{font-size:12px}.selector-row{flex-direction:column;align-items:stretch}.selector-row md-filled-button{min-height:48px}.select-wrap{width:100%}.protection-panel{padding:18px;border-radius:20px}.protection-top>span{font-size:12px}.protection-main{padding:19px}.protection-main>strong{font-size:22px}.protection-main>.icon{width:42px;height:42px;flex-basis:42px}.protection-main>span{font-size:12px}.protection-secondary{grid-template-columns:1fr;gap:10px}.protection-secondary>:is(button,a){flex-direction:row;gap:13px;min-height:65px;padding:15px;align-items:center;font-size:12px}.protection-bottom{font-size:12px;line-height:1.5}.hero-benefits{grid-template-columns:1fr 1fr;gap:20px}.section{padding-block:60px}h2{font-size:36px}.section-heading{align-items:flex-start;gap:20px}.section-heading .text-button{font-size:12px}.section-heading p{font-size:14px}.marketplace-grid{gap:35px;padding-block:50px}.marketplace-copy h2{font-size:35px}.comparison-card{padding:23px 22px 0}.comparison-row{grid-template-columns:82px 1fr;font-size:12px}.comparison-bottom{margin-inline:-22px;padding-inline:22px}.calculator-layout{grid-template-columns:1fr}.calc-result{border-left:0;border-top:1px solid var(--line)}.calc-result-bottom{margin-top:5px}.calculator-fields,.calc-result{padding:30px}.calc-result{display:grid;grid-template-columns:1fr 1fr;column-gap:30px}.calc-result-label,.calc-detail,.calc-note{grid-column:1/-1}.calc-result-bottom{grid-row:2;grid-column:2;border-top:0;flex-direction:column;align-items:flex-start;justify-content:center}.calc-detail{margin:15px 0}.business-card>p,.reinsurance-card>p{font-size:14px}.business-grid{gap:18px}.business-card,.reinsurance-card{padding:25px}.business-card h3,.reinsurance-card h3{font-size:27px}.business-top{font-size:12px}.assistant-section{gap:25px;padding:27px}.assistant-copy h2{font-size:28px}.assistant-copy p{font-size:14px}.assistant-entry-bottom>span{display:none}.assistant-entry-bottom{justify-content:flex-end}.journal-grid{grid-template-columns:1fr 1fr;gap:25px}.journal-feature h3{font-size:30px}.journal-list{grid-template-columns:1fr;gap:20px}.journal-list>a{padding:0}.journal-list h3{font-size:18px}.journal-list h3 br{display:none}.article-category{margin-bottom:10px;font-size:12px}.article-link{margin-top:13px;padding-top:10px;font-size:12px}.about-copy h2{font-size:34px}.about-copy p{font-size:15px}.about-grid{gap:35px}.about-links>a{font-size:14px}.footer-top{grid-template-columns:1fr 1fr 1fr;gap:25px}.footer-brand{grid-column:1/-1;display:flex;align-items:center;gap:30px}.footer-brand p{margin:0}.marketplace-section{padding-bottom:60px}.calculator-section{padding-bottom:60px}.business-section{padding-top:0}}
@media(max-width:600px){.container{width:calc(100% - 36px)}.service-inner{height:45px;gap:8px}.service-inner>a{display:none}.theme-control{margin-left:auto;gap:7px;font-size:12px}.country-control select{max-width:125px}.header-inner{height:72px;gap:16px}.brand{flex-basis:128px}.brand img{width:128px;height:48px}.header-actions{gap:3px}.header-actions>.button{display:none}.hero-grid{grid-template-columns:1fr;gap:35px;padding-top:35px;padding-bottom:30px}.hero-overline{font-size:14px;margin-bottom:22px}h1{font-size:clamp(42px,11.4vw,62px);line-height:1.07}.hero-description{font-size:16px;line-height:1.8;margin-top:23px}.selector{margin-top:26px}.audience-tabs{margin-bottom:17px;gap:28px}.selector-row{flex-direction:row;gap:10px;align-items:center}.select-wrap{padding:8px 11px;flex:1}.select-wrap label{font-size:12px}.select-wrap select{font-size:14px}.selector-row md-filled-button{min-height:64px;--md-filled-button-label-text-size:13px;--md-filled-button-leading-space:14px;--md-filled-button-trailing-space:14px}.hero-help{font-size:14px;margin-top:20px}.hero-visual{padding:0}.protection-panel{padding:22px;border-radius:22px}.protection-top>span{font-size:15px}.protection-main{padding:23px}.protection-main>.icon{width:45px;height:45px;flex-basis:45px;margin-bottom:19px}.protection-main>strong{font-size:25px}.protection-main>span{font-size:14px}.protection-main>em{margin-top:16px}.protection-secondary{grid-template-columns:1fr 1fr;gap:12px}.protection-secondary>:is(button,a){min-height:110px;padding:17px;flex-direction:column;align-items:flex-start;font-size:13px;gap:16px}.protection-bottom{font-size:12px}.hero-benefits{padding-block:23px;gap:18px 12px}.hero-benefits>div{font-size:12px;gap:8px}.hero-benefits .icon{width:20px;height:20px;flex-basis:20px}.section{padding-block:45px}h2{font-size:32px;line-height:1.22}.section-heading{flex-direction:column;gap:19px;margin-bottom:26px}.section-heading p{font-size:15px;margin-top:13px}.section-heading .text-button{font-size:14px}.product-grid{grid-template-columns:1fr 1fr;gap:12px}.product-card{min-height:172px;padding:22px 16px}.product-card>.icon{width:32px;height:32px;flex-basis:32px;margin-bottom:25px}.product-name{font-size:15px}.product-description{font-size:12px}.legacy-insurance-links{gap:8px 20px;margin-top:20px}.legacy-insurance-links :is(button,a){font-size:13px}.marketplace-section{padding:0 0 45px}.marketplace-grid{grid-template-columns:1fr;gap:34px;padding-block:45px}.marketplace-copy h2{font-size:37px}.marketplace-copy p{font-size:16px;margin-top:22px}.comparison-card{padding:26px 22px 0}.comparison-row{font-size:13px;grid-template-columns:86px 1fr;padding-block:16px}.comparison-bottom p{font-size:12px}.calculator-section{padding-bottom:45px}.calculator-fields,.calc-result{padding:23px}.calculator-tabs{gap:8px;margin-bottom:24px}.calculator-tabs button{font-size:13px;padding:9px 12px}.calc-input-grid{grid-template-columns:1fr;gap:20px}.calc-actions{gap:20px}.calc-result{display:block}.calc-amount{font-size:46px}.calc-result-bottom{border-top:1px solid var(--line);flex-direction:row;padding-top:20px}.calc-note{font-size:12px}.business-section{padding-top:0}.business-grid{grid-template-columns:1fr;gap:18px}.business-card,.reinsurance-card{padding:29px 25px}.business-top{font-size:14px;margin-bottom:25px}.business-card h3,.reinsurance-card h3{font-size:32px}.business-card>p,.reinsurance-card>p{font-size:16px}.assistant-section{grid-template-columns:1fr;gap:25px;padding:26px 23px}.assistant-copy h2{font-size:30px}.assistant-copy p{font-size:16px}.assistant-entry{padding:16px}.assistant-entry textarea{font-size:15px}.assistant-entry-bottom{justify-content:flex-start}.prompt-examples{gap:9px 13px;margin-top:14px}.prompt-examples button{font-size:12px}.international-section{gap:30px}.international-heading h2{font-size:31px}.international-heading p{font-size:15px}.countries{grid-template-columns:repeat(3,1fr);gap:22px 12px}.country-code{font-size:26px}.country-item>span:nth-child(2){font-size:13px}.country-domain{font-size:12px;overflow-wrap:anywhere}.journal-section{padding-block:45px}.journal-grid{grid-template-columns:1fr;gap:28px}.journal-feature{padding:27px;min-height:265px}.journal-feature h3{font-size:34px}.journal-list{grid-template-columns:1fr 1fr;gap:22px}.journal-list h3{font-size:18px}.journal-list>a{padding:0}.article-link{font-size:13px;margin-top:25px;padding-top:17px}.article-category{font-size:12px;margin-bottom:18px}.journal-archive{margin-top:32px;padding-top:28px}.archive-top{flex-direction:column;align-items:flex-start;gap:18px}.archive-search{width:100%;font-size:16px}.archive-filters{gap:8px}.archive-filters button{font-size:13px;padding:9px 12px}.archive-list{grid-template-columns:1fr}.archive-list>a{font-size:15px;padding:19px 0}.archive-pagination{gap:12px;font-size:12px}.archive-pagination .button{font-size:13px;padding-inline:12px}.about-section{padding-block:45px}.about-grid{grid-template-columns:1fr;gap:30px}.about-copy h2{font-size:36px}.about-copy p{font-size:16px}.about-links>a{font-size:16px}.about-links small{font-size:13px}.about-materials{gap:18px;margin-top:24px}.about-materials :is(button,a){font-size:14px}.contact-section{padding-block:45px;flex-direction:column;align-items:flex-start;gap:25px}.contact-section h2{font-size:32px}.contact-section p{font-size:16px}.footer-top{grid-template-columns:1fr 1fr;gap:26px 18px;padding-block:29px}.footer-brand{gap:18px}.footer-brand img{width:120px;height:45px}.footer-brand p{font-size:12px;line-height:1.7}.footer-top>div:last-child{grid-column:1/-1}.footer-top h3{font-size:14px;margin-top:0}.footer-top a{font-size:13px}.footer-bottom{flex-wrap:wrap;gap:12px 18px;font-size:12px}.footer-bottom>a{margin-left:0}.dialog{padding:22px;border-radius:22px}.dialog h2{font-size:28px}.dialog p{font-size:16px}.dialog-product-grid{gap:10px}.dialog-product-grid button,.dialog-product-grid a{font-size:14px;padding:14px}.dialog-actions .button{width:100%}.dialog-list{font-size:14px}.toast{font-size:13px}}
@media(max-width:1150px){.service-inner .header-calc{display:none}.analytics-section{gap:45px}.analytics-heading h2{font-size:37px}.footer-top{grid-template-columns:1fr 1fr 1fr;gap:30px}.footer-brand{grid-column:1/-1;display:flex;gap:30px;align-items:center}.footer-brand p{margin:0}.footer-services{flex-direction:column;align-items:flex-start;gap:23px}.footer-contacts{grid-column:span 2}.footer-bottom{flex-wrap:wrap}.footer-bottom>span:last-child{margin-left:0}}
@media(max-width:850px){.service-inner{gap:13px}.service-inner .header-email{display:none}.header-socials{gap:3px}.header-socials a{width:27px}.analytics-section{padding-bottom:60px;gap:30px}.analytics-heading h2{font-size:34px}.analytics-topics strong{font-size:16px}.analytics-topics small{font-size:13px}.analytics-topics>:is(button,a){gap:17px}.footer-top{grid-template-columns:1fr 1fr 1fr}.footer-contacts{grid-column:1/-1}.footer-socials a{width:36px;height:36px}}
@media(max-width:600px){.service-inner{height:auto;display:grid;grid-template-columns:auto 1fr 44px;gap:5px 9px;padding-block:8px;min-height:76px}.service-inner>.header-phone{display:block;font-size:13px!important;grid-row:1;grid-column:1;letter-spacing:-.03em;margin:0}.country-control{grid-row:1;grid-column:2;justify-content:flex-end;gap:2px}.country-control>.icon{display:none}.country-control select{font-size:12px;padding:0;max-width:95px;min-height:30px}.theme-control{grid-column:3;grid-row:1;justify-content:center;gap:0;margin:0;width:44px}.theme-control>span{display:none}.theme-control md-switch{margin:0;transform:scale(.72);transform-origin:center}.service-inner>.header-email{display:block;font-size:12px;grid-row:2;grid-column:1;margin:0}.header-socials{grid-row:2;grid-column:2/4;justify-content:flex-end;margin:0;gap:3px}.header-socials>a{width:29px;height:29px}.header-socials .icon{width:18px;height:18px;flex-basis:18px}.account-button{border:0;padding:0;width:40px;height:40px;min-height:40px}.account-button>span{display:none}.account-button .icon{width:23px;height:23px;flex-basis:23px}.analytics-section{grid-template-columns:1fr;gap:34px;padding-bottom:45px}.analytics-heading h2{font-size:36px}.analytics-topics strong{font-size:18px}.analytics-topics small{font-size:14px}.analytics-topics>:is(button,a){padding-block:22px;gap:22px}.footer-top{grid-template-columns:1fr 1fr;gap:28px 18px}.footer-top>div:nth-child(4){grid-column:1}.footer-top>.footer-contacts{grid-column:1/-1}.footer-top button{font-size:13px}.footer-brand{gap:17px}.footer-services>div:first-child{gap:13px 18px}.footer-services{font-size:12px}.payment-methods{gap:13px}.payment-caption{max-width:140px}.footer-bottom{gap:15px}.footer-bottom>span:last-child{flex-basis:100%}.account-extra{font-size:13px}.account-form md-filled-button{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}.button:hover,.product-card:hover,.protection-main:hover,.protection-secondary>:is(button,a):hover{transform:none}}

/* Useful: four primary sections in desktop and mobile navigation. */
.nav-useful{position:relative}.nav-useful summary{list-style:none;font-size:14px;font-weight:600;white-space:nowrap;cursor:pointer}.nav-useful summary::-webkit-details-marker{display:none}.nav-useful summary:hover,.nav-useful[open] summary{color:var(--accent)}.nav-useful summary:focus-visible{outline:2px solid var(--accent);outline-offset:6px;border-radius:3px}.useful-dropdown{position:absolute;top:calc(100% + 19px);left:-16px;z-index:30;width:246px;padding:9px;border:1px solid var(--line);border-radius:14px;background:var(--bg);box-shadow:0 14px 40px rgb(0 0 0 / .12)}.useful-dropdown a{display:block;padding:12px 14px;border-radius:8px;font-size:14px;font-weight:600}.useful-dropdown a:hover,.useful-dropdown a:focus-visible{color:var(--accent);background:var(--tint)}.mobile-useful>a{display:block;padding:11px 0;font-size:16px}.mobile-useful-links{display:grid;grid-template-columns:1fr 1fr;gap:0 14px;padding:0 0 10px 16px}.mobile-useful-links a{padding:10px 0;font-size:14px;color:var(--muted)}.mobile-useful-links a:hover{color:var(--accent)}.archive-reference-links{display:flex;flex-wrap:wrap;gap:10px 24px;margin:0 0 22px}.archive-reference-links :is(button,a){border:0;padding:0;background:none;color:var(--muted);font-size:14px;text-align:left}.archive-reference-links :is(button,a):hover{color:var(--accent)}