/* Persistent section navigation: visible on every Useful and Reinsurance view. */
.section-layout{display:grid;grid-template-columns:238px minmax(0,1fr);gap:44px;align-items:start}.section-content{min-width:0}.section-sidebar{position:sticky;top:24px;max-height:calc(100dvh - 48px);overflow-y:auto;overscroll-behavior:contain;padding:0 22px 14px 0;border-right:1px solid var(--line);scrollbar-width:thin}.sidebar-title{display:block;font-size:20px;font-weight:700;letter-spacing:-.025em;padding:0 12px 18px;margin-bottom:10px;border-bottom:1px solid var(--line)}.sidebar-group{margin:24px 0 8px;padding:0 12px;font-size:12px;color:var(--muted);font-weight:600;line-height:1.6}.section-sidebar nav ul{list-style:none;padding:0;margin:0}.section-sidebar nav li{margin:3px 0}.section-sidebar nav a{display:block;font-size:14px;font-weight:600;line-height:1.6;padding:10px 12px;border-left:2px solid transparent;border-radius:0 7px 7px 0;overflow-wrap:anywhere}.section-sidebar nav a:hover{color:var(--accent);background:var(--surface)}.section-sidebar nav a[aria-current=page]{color:var(--accent);border-left-color:var(--accent);background:var(--surface)}.section-sidebar .sidebar-subnav{padding-left:12px}.section-sidebar .sidebar-subnav a{font-weight:400;color:var(--muted);padding-block:8px}.section-sidebar .sidebar-subnav a[aria-current=page]{color:var(--accent)}.sidebar-contact{padding:22px 12px 0;margin-top:22px;border-top:1px solid var(--line)}.sidebar-contact span{display:block;color:var(--muted);font-size:12px;margin-bottom:10px}.sidebar-contact a{font-size:14px;font-weight:600}.section-content .page-heading h1{font-size:clamp(36px,4.4vw,53px)}.section-content .page-heading p{font-size:16px}.section-content .editorial-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.section-content .page-toolbar{gap:20px}.section-content .page-toolbar md-outlined-text-field{max-width:340px}.section-content .reader-layout{grid-template-columns:1fr;gap:40px}.section-content .reader-aside{position:static;padding-top:30px;border-top:1px solid var(--line)}.section-content .reader-aside>a:not(.button){display:inline-block;border:0;padding:6px 0;margin-right:24px}.section-content .reader-aside .button{display:inline-flex;margin:20px 0 0}.section-content .split-layout{grid-template-columns:1fr;gap:30px}.section-content .choice-panel{position:static;max-width:100%}.section-content .choice-panel .button{width:auto;margin-right:12px}.reinsurance-catalog{display:grid;grid-template-columns:1fr 1fr;gap:0 30px;margin:22px 0 30px}.reinsurance-link{padding:25px 0;border-bottom:1px solid var(--line)}.reinsurance-link h2{font-size:25px;line-height:1.3;margin:14px 0}.reinsurance-link p{font-size:14px;color:var(--muted);line-height:1.8;margin-bottom:20px}.reinsurance-link strong{font-size:14px;color:var(--accent)}.reinsurance-link:hover h2{color:var(--accent)}.structure-nav-about{position:relative}.structure-nav-about summary{list-style:none;font-size:14px;font-weight:600;white-space:nowrap;cursor:pointer}.structure-nav-about summary::-webkit-details-marker{display:none}.structure-nav-about summary:focus-visible{outline:2px solid var(--accent);outline-offset:6px}.structure-nav-about summary:hover,.structure-nav-about[open] summary{color:var(--accent)}.mobile-about>a{display:block;padding:11px 0;font-size:16px}.mobile-about-links{display:grid;grid-template-columns:1fr 1fr;padding:0 0 12px 16px;gap:0 16px}.mobile-about-links a{font-size:14px;color:var(--muted);padding:9px 0}.company-card{align-items:start}.company-card h2 a{display:block}.company-ratings-mini{display:flex;flex-wrap:wrap;gap:9px 18px;margin:16px 0 12px;font-size:12px}.company-ratings-mini a{display:inline-flex;gap:7px;align-items:center;padding:3px 0}.company-ratings-mini strong{font-size:14px;color:var(--ink)}.company-ratings-mini a:hover,.company-reviews-link:hover{color:var(--accent)}.company-reviews-link{font-size:12px;color:var(--muted);display:inline-block;margin-top:4px}.company-rating-sort{display:flex;align-items:center;justify-content:space-between;gap:24px;margin:20px 0}.company-rating-sort>p{max-width:610px}.company-rating-sort label{display:flex;align-items:center;gap:12px;font-size:14px}.company-rating-sort select,.review-rating-select{border:1px solid var(--line);border-radius:10px;padding:12px 14px;background:var(--bg);color:var(--ink);font:14px Manrope,sans-serif;max-width:100%}.company-profile-nav{display:flex;flex-wrap:wrap;gap:26px;padding:0 0 20px;margin-bottom:22px;border-bottom:1px solid var(--line);font-size:14px;font-weight:600}.company-profile-nav a:hover{color:var(--accent)}.rating-source-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.rating-source{padding:25px;border:1px solid var(--line);border-radius:18px;min-width:0}.rating-source-top{display:flex;align-items:center;justify-content:space-between;gap:16px;font-size:14px;font-weight:600}.rating-value{font-size:42px;letter-spacing:-.045em;font-weight:700;line-height:1.25;margin:18px 0 12px}.rating-value span{font-size:14px;font-weight:400;color:var(--muted);letter-spacing:0}.rating-source p{font-size:14px;color:var(--muted);line-height:1.75;margin:10px 0 16px}.rating-source .rating-branch{font-size:12px;line-height:1.7;margin:0 0 15px}.rating-source>a{font-size:14px;color:var(--accent);font-weight:600}.rating-source .rating-date{font-size:12px;margin:15px 0 0}.reviews-heading{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;margin-bottom:24px}.reviews-heading h2{margin:0}.review-entry{border-bottom:1px solid var(--line);padding:24px 0}.review-entry:first-child{padding-top:0}.review-entry-header{display:flex;justify-content:space-between;gap:20px;align-items:baseline;margin-bottom:16px}.review-entry-header strong{font-size:14px}.review-entry-header span{font-size:12px;color:var(--muted)}.review-entry p{font-size:16px;color:var(--ink);line-height:1.9;white-space:pre-line}.review-entry small{font-size:12px;color:var(--muted);display:block;margin-top:16px}.review-source-links{display:flex;flex-wrap:wrap;gap:16px 24px;margin:24px 0;font-size:14px;color:var(--accent);font-weight:600}.review-note{font-size:12px!important;color:var(--muted)!important}.review-submit-form{padding-top:32px;border-top:1px solid var(--line);margin-top:32px}.review-submit-form h3{font-size:24px;margin-bottom:20px}.review-submit-form .form-grid{margin-bottom:18px}.review-submit-form .review-consent{font-size:14px;display:flex;align-items:flex-start;gap:10px;line-height:1.7}.review-consent input{margin-top:5px;accent-color:var(--accent);width:18px;height:18px;flex-shrink:0}.review-ready{padding-top:24px}.review-preview{border:1px solid var(--line);border-radius:14px;padding:20px;white-space:pre-line;font-size:14px;margin-bottom:20px}.partners-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px}.partner-direction{border-top:1px solid var(--line);padding-top:25px}.partner-direction h2{font-size:25px;margin:15px 0}.partner-direction p{font-size:16px;color:var(--muted);margin:15px 0 25px}.partner-direction a{font-size:14px;font-weight:600;color:var(--accent)}
@media(max-width:1100px){.section-layout{grid-template-columns:218px minmax(0,1fr);gap:30px}.section-sidebar{padding-right:16px}.rating-source-grid{gap:16px}.rating-source{padding:20px}.company-rating-sort{align-items:flex-start;flex-direction:column;gap:16px}.partners-grid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.section-layout{grid-template-columns:150px minmax(0,1fr);gap:22px}.section-sidebar{top:12px;max-height:calc(100dvh - 24px);padding-right:10px}.sidebar-title{font-size:18px;padding-left:8px}.section-sidebar nav a{padding:10px 8px;font-size:14px}.section-sidebar .sidebar-subnav{padding-left:6px}.sidebar-group{padding-left:8px}.sidebar-contact{padding-inline:8px}.section-content .page-heading h1{font-size:36px}.section-content .page-heading{gap:16px}.section-content .page-heading p{font-size:16px}.section-content .editorial-grid,.reinsurance-catalog{grid-template-columns:1fr}.section-content .page-toolbar{align-items:stretch}.section-content .page-toolbar md-outlined-text-field{width:100%;max-width:100%}.section-content .page-heading .button,.section-content .page-cta .button{white-space:normal}.section-content .page-cta{gap:18px}.section-content .choice-panel{padding:22px}.rating-source-grid{grid-template-columns:1fr}.company-profile-nav{gap:18px}.review-entry-header{flex-direction:column;gap:5px}.partners-grid{grid-template-columns:1fr}.rating-value{font-size:36px}.company-rating-sort label{flex-wrap:wrap}}
@media(max-width:500px){.section-layout{grid-template-columns:120px minmax(0,1fr);gap:16px}.section-sidebar{padding-right:8px}.sidebar-title{font-size:16px;padding:0 5px 14px}.section-sidebar nav a{padding:9px 5px;font-size:14px}.sidebar-group{padding-left:5px;margin-top:19px}.section-sidebar .sidebar-subnav{padding-left:5px}.sidebar-contact{padding:18px 5px 0}.sidebar-contact a{font-size:14px;overflow-wrap:anywhere}.section-content .breadcrumbs{gap:5px;margin-bottom:22px;overflow-wrap:anywhere}.section-content .page-heading h1{font-size:29px;letter-spacing:-.035em;line-height:1.18}.section-content .page-heading p{font-size:16px;line-height:1.7}.section-content .page-heading h1 br{display:none}.section-content .page-heading{margin-bottom:25px}.section-content .material-card h2{font-size:21px}.section-content .content-section h2,.section-content .page-cta h2{font-size:25px}.section-content .material-card{padding:22px 0}.section-content .content-section{padding:25px 0}.section-content .page-cta .button,.section-content .choice-panel .button{padding-inline:12px;min-width:0;white-space:normal;width:100%}.section-content .page-toolbar{padding-bottom:18px;gap:14px}.section-content .results-pagination{flex-direction:column;align-items:flex-start;gap:14px}.section-content .reader-source{padding:14px}.section-content .reader-text{font-size:16px}.section-content .reader-text h2{font-size:24px}.section-content .reader-text h3{font-size:21px}.section-content .check-list li{gap:9px}.section-content .choice-panel{padding:18px}.section-content .choice-panel h2{font-size:23px}.section-content .detail-list>div{display:block}.section-content .detail-list dd{margin-top:8px}.section-content .reinsurance-link h2{font-size:23px}.company-rating-sort select{width:100%}}
@media print{.section-sidebar,.company-profile-nav,.review-submit-form{display:none!important}.section-layout{display:block}.rating-source{break-inside:avoid}}